{"id":100451,"date":"2025-02-21T00:42:10","date_gmt":"2025-02-21T00:42:10","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/tempo-issue-36-long-income-plan-now-open-exceptional-terms\/"},"modified":"2025-02-21T00:42:10","modified_gmt":"2025-02-21T00:42:10","slug":"tempo-issue-36-long-income-plan-now-open-exceptional-terms","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=100451","title":{"rendered":"Tempo Issue 36 Long Income Plan: Now open: exceptional terms"},"content":{"rendered":"


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Tempo Issue 36 is now open: Details for the Long Income Plan<\/strong>Tempo has unveiled Issue 36\u00a0of its product suite this week, which continues to offer exceptional terms for investors, including plan\u202foptions with\u202fhigh potential returns<\/strong>\u202fand \/ or\u202fdeeply defensive conditions<\/strong>\u202ffor generating positive returns.<\/p>\n

The Issue 36\u00a0terms\u202fcontinue to benefit from recent stock market volatility<\/strong>, which can improve the terms of capital at risk structured products.<\/p>\n

One change to flag \/ note is that Tempo has lowered\u00a0the end of term barrier level for all of the plans \/ plan options from 60%<\/strong> (allowing a 40% fall) to 55%<\/strong> (allowing a 45% fall).<\/p>\n

Demand for Tempo\u2019s plans is usually high \u2013 so please contact us swiftly if investing is of interest<\/strong> (plans can close early, particularly in the current environment)<\/p>\n


THE TEMPO LONG INCOME PLAN<\/strong>
This email provides details of\u202fTempo\u2019s\u202fLong Income Plan<\/strong>.<\/p>\n

Tempo\u2019s Long Income Plan offers two options, each offering the potential for\u202ffixed income, payable quarterly, based on defensive conditions, with a memory feature<\/strong>.<\/p>\n

Understandably, many investors may currently be feeling like they are\u202f\u2018caught between rocks and hard places\u2019<\/strong>, in the search for investments which they think will deliver viable future returns, with attractive risk \/ return profiles.<\/p>\n

This is particularly so for savers and investors seeking income.<\/strong><\/p>\n

We certainly think that the Long Income Plan presents a viable option and potential solution\u202ffor professionally advised savers and investors seeking income.<\/p>\n

As always,\u202fplease see the full plan literature for full details of the plan and the features, terms and conditions, including the risks.<\/strong><\/p>\n


MORE ABOUT THE TEMPO LONG INCOME PLAN<\/strong><\/p>\n

Tempo\u2019s\u202fLong Income Plan<\/strong>\u202fprovides two investment options, each offering the potential for regular fixed income, payable quarterly, based on a choice of defensive conditions, with an innovative memory feature, and opportunities for automatic early maturity from the 3rd anniversary.<\/p>\n

The potential income for each option of Tempo\u2019s LIP are:<\/p>\n

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> LIP1 is designed to pay\u202fincome of 6.15% p.a<\/strong>., if the FTSE 100 FDEW EWFD\u202fis at or above 60% of its start level, allowing the index to fall by 40%<\/strong>, with the benefit of the memory feature.<\/p>\n

> LIP2 is designed to pay\u202fincome of 7.015% p.a.<\/strong>, if the FTSE 100 FDEW EWFD\u202fis at or above 80% of its start level, allowing the index to fall by 20%<\/strong>, with the benefit of the memory feature.<\/p>\n


IMPORTANT POINTS REGARDING THE FTSE 100 EWFD\u202f| TARGET MARKET<\/strong><\/p>\n

The Tempo plans link to the FTSE 100 EWFD.<\/p>\n

The FTSE 100 EWFD\u202fwas developed by FTSE Russell with the aim of helping investment banks offer improved terms on structured products for investors.<\/p>\n

Improved terms can include:\u202flower<\/strong>\u202fend of term barriers;\u202flower\u202f<\/strong>conditions for generating positive returns; and\u202fhigher<\/strong>\u202fpotential returns.<\/p>\n

Soci\u00e9t\u00e9 G\u00e9n\u00e9rale have an exclusive license with FTSE Russell to use the FTSE 100 EWFD. And Tempo have agreed exclusivity to use the index in their plans with Soci\u00e9t\u00e9 G\u00e9n\u00e9rale.<\/p>\n

It should be noted that the FTSE 100 EWFD\u202fwill perform differently to the FTSE 100, due to the equal weighting and fixed dividend. This means that the returns from plans linked to it might be higher or lower than the returns from a similar product linked to the FTSE 100.<\/p>\n

Neither equally weighted nor market capitalisation weighted indexes are better or worse than the other.\u202f Each offers a different approach and has different merits: risks and returns will be different for each and will depend on the future stock market environment and the performance of the companies in each index.<\/p>\n

While the fixed dividend can help provide higher potential returns or lower risks for structured products, it can affect the level of the FTSE 100\u202fEWFD\u202fnegatively, when the fixed dividend is higher than the level of dividends being paid by companies in the index.<\/p>\n

It is important to carefully consider the current level of the FTSE 100 EWFD, the level of its fixed dividend and the outlook for its future level.<\/strong><\/p>\n

Importantly, Tempo have identified the target market for investors in Issue 36\u202fas investors who have a positive view of the future level of the FTSE 100 EWFD, over the medium to long term.
Information about the FTSE 100 EWFD\u202fcan be found in the plan brochures.<\/p>\n

You can find the level of the FTSE 100 EWFD by visiting the\u202fft.com<\/a>\u202fwebsite:<\/p>\n

https:\/\/markets.ft.com\/data<\/a>\u202fand using the symbol\u202f\u2018GPSOC002:FSI\u2019.<\/em><\/p>\n


ALL OF TEMPO\u2019S PRODUCTS ARE\u202f\u2019DELIBERATELY DEFENSIVE\u2019\u00a0<\/strong><\/p>\n

Tempo\u2019s products are described as\u202f\u2018deliberately defensive\u2019<\/strong>, meaning that they are all designed so that they can generate some or all of their returns without requiring the market index which they are linked to, to rise, with a defined level of protection should the market index fall.<\/p>\n

Tempo\u2019s products benefit from the firm\u2019s operational strength and rigorous approach to governance, are backed by strong issuers \/ counterparties, and are based on a single index, with a deep end-of-term barrier.<\/p>\n

These are\u202fthe Tempo hallmarks<\/strong>.<\/p>\n

We think this approach has real merits and can add real value for investors in balanced and diversified portfolios, in the current market environment.<\/p>\n


THE UNIQUE TEMPO PLEDGE \u2018STATED TERMS OR BETTER\u2019\u202f\u2026\u00a0<\/strong><\/p>\n

Tempo\u2019s plans come with their fabulous\u202f\u2018Stated terms or better\u2019\u202f<\/strong>pledge.<\/p>\n

This unique feature allows Tempo to increase the terms of a plan above those stated in brochures, if the stock market and other factors during an offer period mean that they can do so.<\/p>\n

For example, while the Long Income Plan brochure details option 1 as offering 6.15% pa, if stock market movement and other factors mean that Tempo can increase this further during the offer period, the actual terms may be increased, which would be confirmed following the start date.<\/p>\n

What\u2019s not to love about this great feature, which only Tempo offers!<\/p>\n

DON\u2019T FORGET THE RISKS\u00a0<\/strong><\/p>\n

As with all forms of investment there are risks involved.<\/p>\n

Structured products are not suitable for everyone: in addition to understanding the features and benefits investors also need to understand the risks and limitations:\u00a0<\/strong><\/p>\n